Proven System for Money Matter Success
Most of us with major heart health issues are placed on a regular routine of diet, exercise, and medicine, having a routine helps me to be less stressed. So why not a routine with money? The fact of unexpected expense is a reality I have faced in the past, and probably will again!
I did not plan on being in the emergency room, hospitalized, and diagnosed with an ailment that would change my entire life, drain me in every way, and place me in a mental state of unorganized chaos like nothing had before. I also did not know of, or plan for the life changes we would have to make as a family. What if I had planned for the extra expenses? Less Stress!
We cannot plan for specific unexpected events, however, we can plan for them in general. My wife and I are folks who trust experience rather than book smart—(just old fashioned that way I suppose). We were looking for a system to manage our money and all kinds of software is available…then we found a person with a plan…we soon learned that we needed a plan —not software!
Our discovery was by the way of radio, talk radio at that! A gentleman by the name of Dave Ramsey was talking to people on the radio and helping them with financial problems left and right..it was amazing to hear the callers with the same types of problems we had. His answers made sense so we started the process on our own, one by one we are triming our debt list and becomming closer to DEBT FREE every day. He has a website, sells products, and shares his money management expertise, based on experience he has had….that sold us on the system.
After we got a few bills paid we invested in his software…it compliments and helps track the debts, spending and savings in an organized manner, but, we started with what we had and worked up to more later…that is part of his system. It is a bit “old school” I know, but it works!
